Savings, pensions and wealth

Student loans now top £50k for many graduates. We explain how repayments work, who pays most, and whether the system is 'unfair'.

Lifetime happiness trend changes as youth mental health suffers

Children of parents who benefited from the 1990s house price boom subsequently had more housing wealth and were more likely to own homes in London.

This report studies patterns of cognitive decline among older adults and how reaching a low cognition score relates to financial outcomes later on.

From tax rises to new spending pressures, we break down the major decisions in a packed Autumn Budget and what they mean for the UK.

When the state pension “triple lock” target was first announced in 2010 by the UK’s coalition government, it seemed like an easy win.

How has health among those in their late 50s and early 60s changed over time, and how are these trends associated with wealth and employment?

What are the Chancellor’s options for raising tax, and what would they mean for households, the economy and growth?

How council tax, stamp duty and other property taxes could be reformed to make the UK’s tax system fairer and more efficient.

All our IFS analysis of Chancellor Rachel Reeves' Autumn Budget 2025.

We unpack how the UK taxes savings, capital gains, and wealth — and ask what a fair, efficient system should look like.

The triple lock creates unpredictability in public spending and disproportionately benefits better-off pensioners. A better approach is needed.

Ahead of the Autumn Budget, the UK economy stands at a pivotal juncture, with growth decelerating, unemployment rising and inflation above target. 

This report studies a group disproportionately affected by state pension age increases: those who had left paid work before the state pension age.