Savings, pensions and wealth

We explore options for how government could help people manage their pension pots in retirement.

Can the UK pensions system deliver a decent standard of living in retirement? We explore the challenges and changes needed.

We look at the triple lock and what government could do to reform the system.

We discuss pensions saving rates of the self-employed and what government can do to encourage more saving.

How does automatic enrolment work and how could government improve the system?

At this event researchers presented the final recommendations of the Pensions Review.

We provide concrete recommendations to improve the UK pension system to secure better standards of living for future pensioners.

On average, women who remained in work for longer following increases in the state pension age saw improved cognition and less physical disability.

Public sector pension rules are a mess that helps neither workers nor the government. Fixing them could be a win-win.

Large numbers of people nearing retirement do not know their state pension age (SPA), creating risks especially as the SPA rises again next year.

How do people draw on their private pension wealth in retirement, how might this change in future, and what risks do they face?

What policies might help people manage their defined contribution pension wealth in later life? 

All IFS analysis to date of Chancellor Rachel Reeves' 2025 Spring Statement.

A recent change in ONS methodology reduced measured household wealth by over £2 trillion. But is the new approach an improvement?