Piggy bank

Savings, pensions and wealth

Our work examines how and why people accumulate wealth - such as in housing, pensions and other assets - and how they use it over their working life and in retirement. We also analyse decisions about retirement and the impact of pensions and saving policy on incomes, saving and retirement decisions.

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    Pensioners looking at bank statement

    How to fix UK pensions?

    Podcast

    Can the UK pensions system deliver a decent standard of living in retirement? We explore the challenges and changes needed.

    4 July 2025

    Working paper cover

    Costly attention and retirement

    Working Paper

    In UK data, I document the prevalence of misbeliefs regarding State Pension eligibility age (SPA) and these misbeliefs’ predictivity of retirement.

    1 April 2025

    Rachel Reeves

    Spring Statement 2025

    Collection

    All IFS analysis to date of Chancellor Rachel Reeves' 2025 Spring Statement.

    27 March 2025