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The government has launched a new Pensions Commission, raising the prospect of significant changes to how people save for retirement.
Are people currently saving enough? Should minimum workplace pension contributions rise? And what should the government do about low pension saving among the self-employed?
Christine Farquharson is joined by IFS researchers Jonathan Cribb and Heidi Karjalainen to examine what future pensioners can expect. They discuss what counts as an adequate retirement income, how housing and inheritances affect people’s needs, and why the right policy may differ across generations.
They also explore whether people should be encouraged to save more at particular stages of their working lives, and whether policymakers should be concerned about people drawing on their pension wealth before reaching state pension age.
Host
Christine Farquharson
Christine's research examines inequalities in children's education and health, especially in the early education and childcare sector.
Participants
Jonathan Cribb
Jonathan joined IFS in 2011. His research areas includes: pensions, ageing and demographic change, public sector pay, housing, and inequalities.
Heidi Karjalainen
Heidi is a Senior Research Economist in the Retirement, Saving & Ageing sector. Her current research is on pensions and saving for retirement.
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