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Why we need to reform inheritance tax
podcast
We discuss the issues with inheritance tax and how to reform it.
6 December 2023
The Autumn Statement 2023 explained in 90 seconds
explainer
Paul Johnson responds to Jeremy Hunt's 2023 Autumn Statement.
22 November 2023
Cake or biscuit? The UK's byzantine VAT system explained
podcast
This week, we dive into the oddities of the VAT system.
16 November 2023
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Guides, manuals, software and more Fiscal facts: public finances, tax and benefits
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Education spending: an engine for levelling-up?
event 11 December 2023
The launch of the 2023 IFS Annual Report on Education Spending in England, funded by the Nuffield Foundation.
Social mobility and wealth
conference 12 December 2023
At this in-person event, IFS researchers will share findings from ESRC-funded research on social mobility and its drivers.
Where next for the state pension?
event 13 December 2023
At this online event, IFS researchers will present findings from a major new report on the future of the state pension in the UK.
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Centre for the Microeconomic Analysis of Public Policy
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The ESRC has funded a research centre at IFS since 1991, recognised as a global centre of excellence and now with UKRI Research Institute status.
15 July 2022
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At IFS, we recruit and train top-quality economists and professional support staff. We aim to foster a respectful and inclusive working environment.
20 July 2022
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Heidi Karjalainen

Research Economist

Heidi is a Research Economist in the Retirement, Saving and Ageing sector. Her current work includes research on pensions and saving for retirement, with a focus on pension saving of the self-employed. Before joining the IFS, she worked in infrastructure financing.

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Email: Email

Orcid number: 0000-0002-2496-7836

Heidi Karjalainen: all content

Showing 1 – 20 of 57 results

Where next for the state pension?

Event 13 December 2023 at 10:00 via Slido and YouTube

At this online event, IFS researchers will present findings from a major new report on the future of the state pension in the UK.

IFS responds to release of average earnings statistics which determine rise in state pension in April

Comment

IFS response to today’s average earnings growth figure, which is very likely to determine how much the state pension increases by next April.

12 September 2023

The triple lock creates uncertainty for pension incomes and savers, as well as the public finances

Press Release

The pensions triple lock has increased state pension spending and creates uncertainty for current and future generations of pensioners.

8 September 2023

The triple lock: uncertainty for pension incomes and the public finances

Report

The pensions triple lock has increased state pension spending and creates uncertainty for current and future generations of pensioners.

8 September 2023

30-year-olds without any qualifications are more likely to be disabled than university graduates in their 60s

Press Release

New research finds that differences in rates of disability between education groups are larger than differences by age.

23 August 2023

Stubborn inflation puts PM's target in jeopardy

Comment

In January of this year, the Prime Minister, Rishi Sunak, set out his five priorities for 2023, one of which was halving inflation.

16 August 2023

A photo of an older couple managing their household finances

What do pensions freedoms mean for financing retirement?

Event 30 June 2023 at 10:00 via Slido and Youtube

At this online event we presented the findings of a new report looking at how people access their defined contribution pension wealth.

Even as they approach retirement, more than four in ten of those with a defined contribution pension do not know how they will access their savings

Press Release

In a new IFS report published today we look at how people plan to use these freedoms and what plans they have to access their pension pots.

30 June 2023

What do pensions freedoms mean for financing retirement?

Presentation

At this online event we presented the findings of a new report looking at how people access their defined contribution pension wealth.

30 June 2023

How important are defined contribution pensions for financing retirement?

Report

We provide new evidence on the importance of defined contribution pensions in financing the retirement of those currently approaching retirement.

30 June 2023

Why politicians need to think long-term about pensions

Podcast

We talk through the challenges facing the UK pensions system and future generations of pensioners.

26 April 2023

Major new pensions review warns of substantial risks to finances of future generations of pensioners

Press Release

A substantial new Pensions Review will determine what needs to be done to secure decent retirement outcomes for future generations of pensioners.

20 April 2023

Launch of the Pensions Review

Presentation

On 20th April the Pensions Review, led by the Institute for Fiscal Studies in partnership with abrdn Financial Fairness Trust, was launched.

20 April 2023

Challenges for the UK pension system: the case for a pensions review

Report

This report makes the case that economic and policy changes in the last two decades necessitate a comprehensive review of the UK pension system.

20 April 2023

Inflation in March remained high, but a significant fall expected next month

Press Release

New ONS data today shows that CPI inflation in March remained stubbornly high at 10.1%, driven by energy and food inflation.

19 April 2023

The planned increase in the state pension age from 67 to 68

Comment

There are reports that the government will no longer increase the state pension age between 2037-39. We examine the key considerations for this delay.

25 March 2023