Heidi Karjalainen

This report summarises new longitudinal analysis to understand how life courses are associated with pension saving and retirement outcomes.

The state pension age is being increased from 66 to 67. What is the rationale for this and what might its effects be?

As the state pension age rises to 67, we ask who can keep working longer, who cannot, and what the future of retirement looks like.

Are pensioners now better off than working-age people? We examine the data on income, wealth, housing and the future of retirement.

An exploration of the imminent state pension age increase as the latest review continues

We study four reforms that cut non-health-related benefit provision and find each reform led to increased disability benefit claims. 

We study four reforms that cut non-health-related benefit provision and find each reform led to increased disability benefit claims.

This online event presented new IFS research on cognitive decline in older age and its impact on financial choices and outcomes.

This report studies patterns of cognitive decline among older adults and how reaching a low cognition score relates to financial outcomes later on. 

This report studies patterns of cognitive decline among older adults and how reaching a low cognition score relates to financial outcomes later on.

When the state pension “triple lock” target was first announced in 2010 by the UK’s coalition government, it seemed like an easy win.

We're offering an opportunity to meet current IFS staff and find out more about our summer placement scheme for current university students.

The triple lock creates unpredictability in public spending and disproportionately benefits better-off pensioners. A better approach is needed.

This online event discussed crucial context for the challenges the government faces in setting the state pension age.

Raising the state pension age boosts finances but hits women out of work in their late 50s hardest.

This report studies a group disproportionately affected by state pension age increases: those who had left paid work before the state pension age.

We explore options for how government could help people manage their pension pots in retirement.