Heidi Karjalainen

Senior Research Economist

Heidi Karjalainen joined the IFS in 2019. She is currently a Senior Research Economist working in the Retirement, Savings, and Ageing sector. Her current work includes research on pensions policy, saving for retirement, and health and cognition among older people. She is also one of the authors of the IFS Pensions Review, a multi-year project on the UK pension system and of the future of financial security in retirement. Before joining the IFS Heidi worked in the private sector in infrastructure financing.

Contact

Email
Email
Twitter
@https://twitter.com/Heidi_Karj
Orcid number
0000-0002-2496-7836

Heidi Karjalainen: all content

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Showing 41 – 60 of 60 results

Electricity meter

The cost of living crunch

Comment
We examine the rising cost of living, its impacts on different kinds of households, and the mitigation measures available to the government.

12 January 2022

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Why are pensions important?

Event 1 November 2021 at 16:00 <p>Please see above for details on how to watch this event online.</p>
Why should people save for retirement and why do governments intervene in people's pension saving decisions? How has the UK pension system changed over time? This lecture will discuss key themes around pension saving, specifically discussing the UK policy context.
UK coins and notes

Why are pensions important?

Presentation

As part of this year’s Festival of Social Science, IFS delivered a public economic talk on "Why are pensions important?" aimed at A-level and undergraduate students who have an interest in economics or might want to pursue a career in public policy research.

1 November 2021

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IFS recruitment event 2021

Event 19 October 2021 at 18:00 <p>Please see above for details on how to watch this event online.</p>
We are always looking for passionate full-time and part-time research economists, post-doctoral fellows, graduate scholars and summer students. This is a great opportunity to meet us, and ask question about life at IFS and our recruitment process.

Changing patterns of work at older ages

Report

In this report, we provide fresh evidence on the nature of paid work at older ages, how employment patterns differ for people in different circumstances and how the situation is changing over time.

17 June 2021

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Public Economics lecture day

Presentation

Each year early career economists at IFS deliver a day of public economics talks, aimed at A-level and undergraduate students who have an interest in economics or might want to pursue a career in public policy research. As part of this year’s Festival of Social Science, we live streamed a selection of lectures from the series.

13 November 2020

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Retirement saving of the self-employed

Report

In this report, we seek to explain this decline in pension saving amongst the self-employed. We examine the extent to which the decline has been driven by the changing characteristics of the self-employed population. We then explore changing attitudes towards pension saving, and changes in other forms of saving that might represent alternative ways of saving for retirement (and therefore provide an explanation for the patterns in pension saving).

16 October 2020

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Awareness of state pension entitlements

Book Chapter
In this chapter we conduct a timely assessment of individuals’ current awareness of their State Pension Age (SPA) and the income they can expect from the state pension, and explore how knowledge of these has changed over the past decade as the state pension system has been reformed.

9 October 2020

The coronavirus pandemic and older workers

Report

In this briefing note, we use data from the English Longitudinal Study of Ageing (ELSA) Covid-19 study to examine how the work activity of older indiv

30 September 2020

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Financial consequences of the coronavirus pandemic for older people

Report

Older people have been severely affected by the coronavirus pandemic in terms of their health and mortality, but less focus has been given to the financial impact on older adults. Using new data from the COVID-19 questionnaire of the English Longitudinal Study of Ageing (ELSA), we investigate how adults in their 50s and older have been affected financially by the pandemic.

30 September 2020