Private pensions

Public sector pension rules are a mess that helps neither workers nor the government. Fixing them could be a win-win.

This online event presented new analysis of the way in which defined contribution pension wealth is currently being accessed.

What policies might help people manage their defined contribution pension wealth in later life? 

How do people draw on their private pension wealth in retirement, how might this change in future, and what risks do they face?

A recent change in ONS methodology reduced measured household wealth by over £2 trillion. But is the new approach an improvement?

What are the consequences of the proliferation of deferred small pension pots and what are the merits of different potential policy responses?

What are the drivers of ethnic gaps in private pension participation rates and what consequences will these gaps have for future retirement incomes?

Rachel Reeves needs to deliver a clear statement of intent for the remainder of this government’s time in office

At this in-person event in Westminster, IFS researchers presented new findings from the Pensions Review.

We undertake new modelling to examine the adequacy of pension saving for current generations of private sector employees.