Savings, pensions and wealth

How does social care work, why has reform proved so difficult, and what would it take to build a fairer and more sustainable system?

The triple lock has boosted the level of the state pension over time and it creates high and uncertain costs for the future. 

As the Pensions Commission moves towards developing policy recommendations, this presentation discusses some of the key trade-offs it faces.

Are people saving enough for retirement? We examine pension contributions, the self-employed and the risks of accessing pensions too early.

This report presents a range of potential reforms to increase minimum pension contribution rates for people saving in workplace pensions. 

What happens to private pension saving when workers move from employee jobs to self-employment and how does this vary for different groups of workers?

Who would be most affected by the government’s planned reform to the NICs treatment of salary sacrifice pensions and would it improve the tax system?

Drawing on the IFS Deaton Review of inequalities, this report sets out a policy toolkit and applications to education, jobs, geography and wealth.

We examine the effect of the UK’s ‘Help to Buy’ schemes on housing affordability using a new approach to uncover effects for different households.

How is wealth distributed and how has this changed over time? We use a consistent methodology for valuing pension wealth to answer these questions.

The state pension age is being increased from 66 to 67. What is the rationale for this and what might its effects be?

As the state pension age rises to 67, we ask who can keep working longer, who cannot, and what the future of retirement looks like.

Are pensioners now better off than working-age people? We examine the data on income, wealth, housing and the future of retirement.

An exploration of the imminent state pension age increase as the latest review continues