Savings

How do people draw on their private pension wealth in retirement, how might this change in future, and what risks do they face?

What policies might help people manage their defined contribution pension wealth in later life? 

A recent change in ONS methodology reduced measured household wealth by over £2 trillion. But is the new approach an improvement?

What are the consequences of the proliferation of deferred small pension pots and what are the merits of different potential policy responses?

What are the drivers of ethnic gaps in private pension participation rates and what consequences will these gaps have for future retirement incomes?

We study young adults who live with parents, considering how the share living with parents varies across groups, and how this can relate to saving.

The chancellor should focus on the tax base and close loopholes to make the system fairer

Should the government raise capital gains tax in the Budget? What is the case for reforming capital gains tax? What are the options for reform?

We undertake new modelling to examine the adequacy of pension saving for current generations of private sector employees.