Savings

What happens to private pension saving when workers move from employee jobs to self-employment and how does this vary for different groups of workers?

Who would be most affected by the government’s planned reform to the NICs treatment of salary sacrifice pensions and would it improve the tax system?

We examine the effect of the UK’s ‘Help to Buy’ schemes on housing affordability using a new approach to uncover effects for different households.

How is wealth distributed and how has this changed over time? We use a consistent methodology for valuing pension wealth to answer these questions.

We unpack the Budget’s quieter tax changes, from EV policy to savings and investment reforms, and explore what these small shifts really mean.

We unpack how the UK taxes savings, capital gains, and wealth — and ask what a fair, efficient system should look like.

It is welcome that the new Pensions Commission will assess the adequacy of the retirement savings of today’s working-age generations.

Can the UK pensions system deliver a decent standard of living in retirement? We explore the challenges and changes needed.

We provide concrete recommendations to improve the UK pension system to secure better standards of living for future pensioners.

How do people draw on their private pension wealth in retirement, how might this change in future, and what risks do they face?

What policies might help people manage their defined contribution pension wealth in later life? 

A recent change in ONS methodology reduced measured household wealth by over £2 trillion. But is the new approach an improvement?

What are the consequences of the proliferation of deferred small pension pots and what are the merits of different potential policy responses?