Authors
![James Banks](/sites/default/files/styles/square_desktop/public/2022-06/James_Banks.jpg?itok=EvmV7fKj)
CPP Co-Director
James is Senior Research Fellow and Professor of Economics at Manchester, working on broad issues in the economics of retirement, savings and health.
![Richard Disney](/sites/default/files/styles/square_desktop/public/2022-05/Richard_Disney.jpeg?itok=l_sa1MjX)
Research Associate University of Sussex
Richard is an IFS Research Associate, a Part-time Professor of Economics at the University of Sussex and a Visiting Professor of Economics at UCL.
![Person graphic](/sites/default/files/styles/square_desktop/public/2022-06/IFS-person-graphic.png?itok=hWCtTSrz)
Head of Data Services
Zoe is Head of Data Services. She joined the IFS in 1998 as a researcher and moved into Data Services in 2011.
Suggested citation
J, Banks and R, Disney and Z, Oldfield. (2000). 'What can we learn about pension reform from generational accounts for the UK?' (2000)
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