Savings, pensions and wealth

This paper shows that net portfolio flows play an important role in correcting external imbalances.

We summarise what economic theory predicts about how retirement savings decisions are affected by marginal withdrawal rates created by the tax, tax credit and benefit system, and by the information individuals are provided with.

In this paper we look at numerical ability and other dimensions of cognitive function in a sample of older adults in England and examine the extent to which these abilities are correlated with various measures of wealth and retirement saving outcomes.

This report provides new empirical evidence on the level and distribution of retirement saving in England.

This paper provides a detailed analysis of individuals in households in England aged between 50 and the State Pension Age in terms of their private pension arrangements and current non-pension assets alongside their expectations of future economic circumstances.

Examining the possible consequences of the increasing shift from Defined Benefit to Defined Contribution arrangements for private pensions.

This paper looks at the policy debate surrounding private pensions and retirement patterns in the UK.

This paper looks at the policy debate surrounding private pensions and retirement patterns in the UK.

The adequacy of household saving for retirement has become a policy issue all around the world.

We estimate the effect of pension reforms on households expectations of retirement outcomes and private wealth accumulation decisions exploiting a decade of Italian pension reforms as a source of exogenous variation in expected pension wealth.

his paper uses UK panel data to shed further light on the fall in spending at retirement (the retirement-consumption puzzle).

This paper was presented at a seminar organised by the Economic and Social Research Council. It asks whether it is possible to design a pension system that can guarantee financial security to individuals, employers and to the state simultaneously.