Centre for the Microeconomic Analysis of Public Policy (CPP), 2015-2020

Showing 265 - 276 of 883 results

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The US college loans system: Lessons from Australia and England

Journal article

There is wide agreement that the US student loan system faces significant problems. Seven million borrowers are in default and many more are not repaying for reasons such as returning to school, or economic hardship. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are organised like a mortgage, with fixed monthly repayments over a fixed period of time, creating a high repayment burden on borrowers with low income. This paper draws on the experience of the income-contingent loan (ICL) systems operating in England and Australia, in which monthly or two-weekly repayments are related to the borrower's income in that period, thus building in automatic insurance against inability to repay during periods of low income.

23 July 2019

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Student loans in Japan: Current problems and possible solutions

Journal article

The Japanese higher education sector has seen increases in tuition with stagnant household incomes in a society where family support for university students has been the norm. Student loans from the government have grown rapidly to sustain the gradual increase in university enrolments. These time-based repayment loans (TBRLs) have created financial hardship for increasing numbers of loan recipients and their families. There is some evidence that prospective students from low-income households are forgoing a university education to avoid student loan debt. The Japanese government has introduced some measures including grants and a partial income-contingent loan (ICL) scheme to help alleviate these problems.

29 August 2019

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Evaluating and designing student loan systems: an overview of empirical approaches

Journal article

To understand and design student loan systems, realistic earnings and/or income projections for current and future graduates are crucial. In this paper, Current Population Survey (CPS) data from the US is used to demonstrate empirical approaches that can be exploited to simulate lifetime income and earnings profiles for graduates which are needed to understand and design effective and sustainable student loan systems.

1 August 2019

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Is educational attainment associated with acute exposure to air pollution and pollen, and is it worse for pupils with asthma and seasonal allergic rhinitis?

Journal article

There is a lack of evidence of the adverse effects of air pollution and pollen on cognition for people with air quality related health conditions. This study explored the effects of air quality and respiratory health conditions on educational attainment for 18,241 pupils across the city of Cardiff, United Kingdom.

6 September 2018

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Creating individual level air pollution exposures in an anonymised data safe haven: a platform for evaluating impact on educational attainment

Journal article

There is a lack of evidence on the adverse effects of air pollution on cognition for people with air quality-related health conditions. We propose that educational attainment, as a proxy for cognition, may increase with improved air quality. This study will explore whether asthma and seasonal allergic rhinitis, when exacerbated by acute exposure to air pollution, is associated with educational attainment.

21 August 2018

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Cognitive development Respiratory Tract Illness and Effects of eXposure (CORTEX) project: Combining high spatial resolution pollution measurements with individual level data, a methodological approach

Journal article

The Secure Anonymised Information Linkage (SAIL) databank facilitated linkage of routinely collected health and education data, high spatial resolution pollution modelling and daily pollen measurements for 18,241 pupils in 7 cross-sectional cohorts across Cardiff city, UK, to investigate effects of air quality and respiratory health conditions on education attainment.

1 August 2018

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Can bureaucrats really be paid like CEOs? Substitution between incentives and resources among school administrators in China

Journal article

Unlike performance incentives for private sector managers, little is known about performance incentives for managers in public sector bureaucracies. Through a randomized trial in rural China, we study performance incentives rewarding school administrators for reducing student anemia—as well as complementarity between incentives and orthogonally assigned discretionary resources.

12 February 2019

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The outlook for the 2019 Spending Review

Report

The Chancellor is yet to confirm how much money will be made available to departments at the 2019 Spending Review. To meet his promise to end austerity, Phillip Hammond will need to find billions of extra funding.

11 February 2019

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The impacts of localised council tax support schemes

Report

Five years on from the localisation and funding cut for Council Tax Support, this report looks at how local authorities’ Council Tax Support schemes have evolved since they were first introduced, and at the changing effects of these scheme choices on claimants and on local authorities.

29 January 2019