Student finance calculator - England

This calculator produces rough estimates of the costs and distributional consequences of different reforms to the student loans system in England.

The default system is the system that will apply to the 2024 entry cohort. Change the parameters of the system on the left-hand side of the page. ‘Actual system for 2022 starters’ sets the system to that which applies for the cohort who started their courses in 2022. ‘Pre-reform system’ sets the system to match policy before reforms were announced in February 2022. ‘Augar system’ sets the parameters to roughly match all suggestions of the Augar Review of Post-18 Education.

Make sure you press ‘Calculate’ once you have made changes. Indicators of the costs of the system being modelled will appear on the right-hand side. These are for a single entry cohort of students. Click on the headers to view the distributional implications of the selected system on a series of charts.

Last updated: 27/03/2025

* The calculator may take a few seconds to appear. If it does not appear, please try again later.