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Pension saving in a world of personal responsibility

Rowena Crawford and Carl Emmerson

The last decade has seen considerable change to the pensions environment. At this event, Rowena Crawford (Associate Director, IFS) summarised key findings from research looking at how attitudes towards retirement saving have evolved over the last decade; who leaves their pension after being automatically enrolled; the extent to which the decline in pension saving among the self-employed is due to the changing composition of the self-employed workforce; and whether individuals adjust the timing of their pension saving with respect to housing wealth accumulation.

This event also included a keynote talk from the Minister for Pensions and Financial Inclusion, Guy Opperman MP, and an expert panel discussion of the implications of the research and the big issues facing individuals, policy makers and the pensions industry.

You can watch the full event below, or download Rowena's slides by clicking here.

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Briefing note
The research summarised in this briefing note has taken an important first step in understanding how the timing of individuals’ pension saving interacts with the accumulation of housing wealth.