Authors
![James Banks](/sites/default/files/styles/square_desktop/public/2022-06/James_Banks.jpg?itok=EvmV7fKj)
CPP Co-Director
James is Senior Research Fellow and Professor of Economics at Manchester, working on broad issues in the economics of retirement, savings and health.
![Person graphic](/sites/default/files/styles/square_desktop/public/2022-06/IFS-person-graphic.png?itok=hWCtTSrz)
Head of Data Services
Zoe is Head of Data Services. She joined the IFS in 1998 as a researcher and moved into Data Services in 2011.
![Cormac O'Dea](/sites/default/files/styles/square_desktop/public/2022-07/Cormac%20O%27Dea.jpg?itok=-0xKr2ar)
Research Associate Yale University
Cormac is a Research Associate of the IFS, an Assistant Professor of Economics at the Yale University and Research Fellow at the NBER.
Suggested citation
J, Banks and C, O'Dea and Z, Oldfield. (2010). 'Cognitive function, numeracy and retirement saving trajectories' (2010)
More from IFS
Understand this issue
![Man withdraws money from ATM](/sites/default/files/styles/square_desktop/public/2023-06/man-withdraws-money-from-ATM_1.jpg?itok=7wo11_ah)
Why saving for a pension has become more risky
5 June 2023
![Crowd in city](/sites/default/files/styles/square_desktop/public/2023-04/CrowdA.jpg?itok=N3RV4UW-)
Why politicians need to think long-term about pensions
26 April 2023
![Older couple walk through the woods](/sites/default/files/styles/square_desktop/public/2023-04/Older-couple-walk-through-woods.jpg?itok=B01Mt-Tn)
We must act now to prevent a real pensions crisis developing in future
24 April 2023
Policy analysis
![Elderly couple looking at paperwork](/sites/default/files/styles/square_desktop/public/2024-06/elderly%20couple%20feature.jpg?itok=6tgAqkZa)
Pensions: five key decisions for the next government
7 June 2024
![Elderly couple looking at paperwork](/sites/default/files/styles/square_desktop/public/2024-06/elderly%20couple%20feature.jpg?itok=6tgAqkZa)
Key decisions await the pensions minister after the election
7 June 2024
![Woman calculating pensions](/sites/default/files/styles/square_desktop/public/2022-09/Person%20calculating%20pension3.jpg?itok=vTLe_S_G)
Early retirement increasingly concentrated amongst the wealthy
1 November 2023
Academic research
![Working paper cover](/sites/default/files/styles/portrait/public/2023-02/WP202310-The-effect-of-tax-incentives-on-private-pension-savings.jpg?itok=Y66aKhTu)
The effect of tax incentives on private pension saving
24 February 2023
![Working paper cover](/sites/default/files/styles/portrait/public/2023-01/WP202301-The-effect-of-pension-wealth-on-employment.jpg?itok=oudI57sZ)
The effect of pension wealth on employment
3 January 2023
![IFS WP2022 Managing retirement incomes](/sites/default/files/styles/portrait/public/2022-06/WP202205-Managing-retirement-incomes.jpg?itok=AlowYBUG)
Managing retirement incomes
14 January 2022