Professor Richard Disney

The paper examines how individuals respond to complex decision-making environments - in particular, whether up-front financial incentives are an effective policy lever to change behaviour.

This paper looks at the effect of asset prices and labour market conditions over the economic cycle on retirement timing in Great Britain.

Contrary to the conventional wisdom that the Stakeholder Pension reforms had little or no impact on saving behaviour, our results indicate that the change to the contribution ceilings affected private pension coverage rates among lower-earners, especially among women.

The paper examines in detail the value of pension provision to teachers in the public sector in England and Wales, comparing pension accrual under both the pre- and the post-2007 schemes.

We measure accruals in defined benefit (DB) pension plans for public and private sector workers in Britain, using typical differences in scheme rules and sector-specific lifetime age-wage profiles by sex and educational group.

This paper looks at the value of pension rights in the context of the Teachers' Pension Scheme.

In this article we describe the trajectory of pension reform in the United Kingdom, which focuses on restraining the cost of the public program as the population ages while maintaining adequate income security for low-income households in retirement.

This paper estimates public sector wage differentials and their changes over time for men and women in the United Kingdom using panel data from the New Earnings Survey/Annual Survey of Hours and Earnings for the period 1975 to 2006.

We examine the impact of recent reforms on private pension coverage and on contributions to personal pension accounts.

We describe the trajectory of pension reform in the United Kingdom.