Authors
![Carl Emmerson](/sites/default/files/styles/square_desktop/public/2022-06/Carl_Emmerson.jpg?itok=6jM06LTY)
Deputy Director
Carl, a Deputy Director, is an editor of the IFS Green Budget, is expert on the UK pension system and sits on the Social Security Advisory Committee.
![Richard Disney](/sites/default/files/styles/square_desktop/public/2022-05/Richard_Disney.jpeg?itok=l_sa1MjX)
Research Associate University of Sussex
Richard is an IFS Research Associate, a Part-time Professor of Economics at the University of Sussex and a Visiting Professor of Economics at UCL.
![Person graphic](/sites/default/files/styles/square_desktop/public/2022-06/IFS-person-graphic.png?itok=hWCtTSrz)
Gemma Tetlow
Book Chapter details
- ISBN
- 978-1553391623
- Publisher
- Queen's University
Suggested citation
R, Disney and C, Emmerson and G, Tetlow. (2009). 'Personal Accounts, changing defaults, and retirement saving in the United Kingdom: are there lessons for Canadian pension policy?'
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