We document evidence on individual expectations of survival to older age and implications of survival "pessimism" for economic behaviour.
29 June 2017
We analyse the debt holding position of UK households, setting out a definition of "problem debt" and analysing those households captured by this measure.
23 February 2017
On Tuesday afternoon MPs in the House of Commons will debate the recent report by the Work and Pensions Select Committee on “intergenerational fairness”. This argued that triple lock indexation of the state pension should not continue beyond 2020 and pointed out that, for a given amount of spending on the state pension, there is a trade-off between the level of the state pension and the state pension age. This observation uses projections from the Office for Budget Responsibility to quantify this trade-off.
27 February 2017
This presentation was given at the launch of the report 'What happens when employers are obliged to nudge? Automatic enrolment and pension saving in the UK'.
17 November 2016
17 November 2016
This paper exploits the gradual roll-out of the obligation for employers to enrol their employees into a pension to estimate its effect on how much is saved in workplace pensions for private sector employees.
17 November 2016
This paper studies the first nationwide introduction of automatic enrolment, in which employers in the United Kingdom are obliged to enrol employees into a workplace pension scheme, which employees can then choose to leave if they wish.
17 November 2016