Topics

Topics

Business and investment Consumption and prices Education and skills Employment and income Government finances and spending Health and social care International development Poverty, inequality and social mobility Research methods Savings, pensions and wealth Taxes and benefits
Levelling up Coronavirus Student finance NHS waiting lists Scotland

Help me find something
Research and analysis
Research and analysis
Reports

Reports

Featured content
The Mirrlees Review

Comment

Working papers

Journals

Press releases

Presentations

Fiscal Studies

Data

Fiscal facts
Help me find something
Podcasts, explainers and calculators
Podcasts, explainers and calculators
Podcasts

Explainers

Calculators and tools

Calculators and tools

Additional resources
Fiscal facts Guides, manuals, software and more

Why we need to reform inheritance tax
podcast
We discuss the issues with inheritance tax and how to reform it.
6 December 2023
The Autumn Statement 2023 explained in 90 seconds
explainer
Paul Johnson responds to Jeremy Hunt's 2023 Autumn Statement.
22 November 2023
Cake or biscuit? The UK's byzantine VAT system explained
podcast
This week, we dive into the oddities of the VAT system.
16 November 2023
Additional resources
Guides, manuals, software and more Fiscal facts: public finances, tax and benefits
Help me find something
Events
Events
Events

Seminars

Annual lectures

Past presentations

Education spending: an engine for levelling-up?
event 11 December 2023
The launch of the 2023 IFS Annual Report on Education Spending in England, funded by the Nuffield Foundation.
Social mobility and wealth
conference 12 December 2023
At this in-person event, IFS researchers will share findings from ESRC-funded research on social mobility and its drivers.
Where next for the state pension?
event 13 December 2023
At this online event, IFS researchers will present findings from a major new report on the future of the state pension in the UK.
Help me find something
About
About
People

People

Research fellows

Research Associates

Communications, finance and administration

Visitors

Announcements

Governance

How we are funded

Impact

Jobs

Press office

Contact

Centre for the Microeconomic Analysis of Public Policy
landing page
The ESRC has funded a research centre at IFS since 1991, recognised as a global centre of excellence and now with UKRI Research Institute status.
15 July 2022
Jobs
landing page
At IFS, we recruit and train top-quality economists and professional support staff. We aim to foster a respectful and inclusive working environment.
20 July 2022
Help me find something

Payback time? Student debt and loan repayments: what will the 2012 reforms mean for graduates?

Published on 10 April 2014

This report updates and extends the previous IFS work to examine the consequences of these changes for graduates.

This report updates and extends the previous IFS work to examine the consequences of these changes for graduates. In particular, we use a new model of graduate earnings and repayments and explore in more detail the pattern and size of loan repayments made, including by different types of graduates.

Authors

Claire Crawford

Claire Crawford

Research Fellow University College London

Claire is a Research Fellow at IFS, working on the determinants and consequences of participation in childcare and education for parents and children.

Wenchao Jin

Wenchao (Michelle) Jin

Research Economist

Wenchao joined the IFS in 2010 as a Research Economist in the skills and education sector.