The Government's Stakeholder Pension reform has improved incentives for some groups to save in private pensions, and this has offset a general downwards trend in private pension coverage. The largest impact seems to have been on those with low earnings, rather than the middle earners who were the primary target group for the policy. These are the main findings of new IFS research, financed by the Economic and Social Research Council, which will be presented at the Royal Economic Society Conference in Nottingham on Tuesday 22nd March.
Authors
![Carl Emmerson](/sites/default/files/styles/square_desktop/public/2022-06/Carl_Emmerson.jpg?itok=6jM06LTY)
Deputy Director
Carl, a Deputy Director, is an editor of the IFS Green Budget, is expert on the UK pension system and sits on the Social Security Advisory Committee.
![Matthew Wakefield](/sites/default/files/styles/square_desktop/public/2022-08/Wakefield_cropped.jpg?itok=syMVUpoD)
Research Associate University of Bologna
Matthew is Associate Professor at the University of Bologna focusing on consumption and savings choices and how policy affects them.
![Richard Disney](/sites/default/files/styles/square_desktop/public/2022-05/Richard_Disney.jpeg?itok=l_sa1MjX)
Research Associate University of Sussex
Richard is an IFS Research Associate, a Part-time Professor of Economics at the University of Sussex and a Visiting Professor of Economics at UCL.
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