More from IFS
Understand this issue
![Estate agent window](/sites/default/files/styles/square_desktop/public/2024-01/Estate-agent-window.jpg?itok=Jwm1NI6W)
It's time to stamp on a tax that penalises landlords and renters
comment
Stamp duty land tax, the tax paid on the purchase of a property, is among our worst and most damaging taxes.
22 January 2024
![Row of terraced houses](/sites/default/files/styles/square_desktop/public/2023-07/Row-of-terraced-houses.jpg?itok=V4XeVn72)
How important is the Bank of Mum and Dad?
explainer
Paul Johnson talks us through patterns of financial help for first-time buyers.
15 December 2023
![Nice houses with city in the background](/sites/default/files/styles/square_desktop/public/2023-12/nice-houses-with-city-in-background_0.jpg?itok=TDx-TwSe)
Social mobility and wealth
presentation
IFS researchers shared findings from ESRC-funded research on social mobility and its drivers.
12 December 2023
Policy analysis
![Shopping street](/sites/default/files/styles/square_desktop/public/2024-06/Street-scene-.jpg?itok=R39cR6Xp)
How do the last five years measure up on levelling up?
report
How well – or badly – has the UK fared on the 12 levelling up missions? We examine early progress and the scale of the challenge ahead.
19 June 2024
![Terrace housing](/sites/default/files/styles/square_desktop/public/2024-06/terrace%20housing%20feature.jpg?itok=eloSiGLE)
Making mortgage guarantees permanent will help some first-time buyers, but only if they can afford a bigger mortgage
comment
Today, Labour have pledged to make the government’s mortgage guarantee scheme permanent if they win power. We discuss the impact of such a scheme.
6 June 2024
![New build homes](/sites/default/files/styles/square_desktop/public/2024-05/new-build-homes.jpg?itok=Cxw9_Y1A)
Homeownership for young adults has recovered to its 2010 level
comment
What has happened to homeownership since 2010 and how do the trends differ by age and income? We consider the latest data.
29 May 2024
Academic research
![Working Paper Cover](/sites/default/files/styles/portrait/public/2024-04/WP202416-Police-infrastructure-police-performance-and-crime-evidence-from-austerity-cuts_Page_01.jpg?itok=4yEV5Ya8)
Police infrastructure, police performance, and crime: Evidence from austerity cuts
working paper
Focusing on a wave of austerity cuts, I show that police station closure increased violent crimes in census blocks near the defunct stations.
24 April 2024
![Working paper cover](/sites/default/files/styles/portrait/public/2024-03/WP202409-House-price-rises-and-borrowing-to-invest.jpg?itok=4udJUAU_)
House price rises and borrowing to invest
working paper
We propose a borrow-to-invest motive by which house price gains affect household spending on residential investment.
27 March 2024
![Working Paper Cover](/sites/default/files/styles/portrait/public/2023-11/WP202335-A-spouse-and-a-house-are-all-we-need-housing-demand-labor-supply-and-divorce-over-the-lifecycle_Page_01.jpg?itok=6jkQrf8T)
A spouse and a house are all we need? Housing demand, labor supply and divorce over the lifecycle
working paper
We use a limited commitment framework to study how changes in marriage value affect household decisions over the lifecycle.
6 November 2023