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When should people save for retirement, and how do they?

Presentation

There is often lots of discussion about how much individuals need to save for retirement, and how this compares with the saving being encouraged through automatic enrolment, but much less attention is paid to when they should save. In an ongoing programme of research, funded by the Nuffield Foundation, IFS researchers are examining pension saving over the life cycle in detail.

In this event, researchers shared findings from two new reports, examining when individuals should save for retirement – given factors like earnings growth and children – and how employees save in practice. The impact of automatic enrolment, and the implications for pensions policy going forwards, was also discussed.

You can watch the full event video below, or download the slides presented here.

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Briefing note
In an ongoing programme of research, we aim to examine in detail how pension saving might be expected to change over working life, and how employees and the self-employed behave in practice.