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Rowena Crawford

Rowena Crawford

Associate Director


MSc Economics, University College London, 2011

BA Economics (1st Class), University of Cambridge, 2008

Rowena is an Associate Director in the Pensions and Public Finance sector. Her research interests include pensions and saving for retirement, while her recent work also includes analysis of UK public finances and public spending.

Academic outputs

IFS Working Paper W20/40
This paper examines the impact of changes in public long-term care spending on the use of public hospitals among the older population in England, and the cost and quality of this care.
IFS Working Paper W20/38
In this paper, we estimate the effect of house prices on whether or not young adults actively save in a private pension. We use job-level data from a survey of employers, matched to average house prices at the level of an individuals’ location of employment, exploiting geographical variation in ...

Reports and comment

In this report, we provide fresh evidence on the nature of paid work at older ages, how employment patterns differ for people in different circumstances and how the situation is changing over time.
External publication
In new research published today, data from the English Longitudinal Study of Ageing COVID-19 Substudy were used to examine the perceptions of people in their late 50s and over, in terms of the effect of the crisis on both their current income and wealth, and on their future retirement incomes.


At this event, researchers shared findings from two new reports, examining when individuals should save for retirement – given factors like earnings growth and children – and how employees save in practice.
The last decade has seen considerable change to the pensions environment. This event included a keynote talk from the Minister for Pensions and Financial Inclusion, a presentation on a programme of IFS research in this area over the last two years, and an expert panel discussion of the implications ...